Collateral Consultants

Strategic Planning

for Financial Institutions

Lender Review Services provides a wide variety of collateral analyses and assessments in an effort to provide client Lenders a clear view of how secure their customer loans are.  Our primary collateral focus while conducting on-site field examinations are accounts receivable and inventory testing.  Other collateral support includes review of machinery and equipment as well as real estate or proprietary information.  Lender Review Services also maintains the experience to conduct New Business Surveys and Loan Workout management strategies in an effort to provide a total range of services to our Clients. Depending upon the needs, Collateral Consultants can utilize our own field exam package or existing Lender templates. A full collateral analysis includes, but is not limited to, an assessment of:

-Receivables (Dilution, Invoice Testing, Credit Memo Testing and Ineligibles)
-Accounts Payable
-Inventory Examination
-Physical Inventory Counting and Costing
-Bank Statements & Cash Accounts
-Payroll, R/E & Corp Taxes
-Machinery & Equipment
-Systems & Controls
-Effective Management Activity
-Pre-and Post-Lending Review Services

Our New Business Surveys and periodic Reviews assist you, the Lender, with important collateral information from prospective or existing Borrowers.  This information assists the Lender when making proper credit decisions and establishing line of credit facilities.  Analyses will provide you with a clear understanding of repayment sources,  working asset turnover cycles, strength of collateral and whether reliance can be placed on business’ operations and internal financial information.  Pre-and post-lending review services include one or more of the following:

-Executive Summary
-Business Operations Review
-Financial Review
-Collateral Review & Monitoring
-Collateral Reporting Capabilities
-Management Review
-Adequacy of Operating Systems

Consulting

Lender Advisory Services for Businesses

Collateral Consultants Lender Advisory Services Group offers businesses a wide variety of business advisory services. You will benefit from our years of experience, as well as from the professional and reliable manner in which we conduct business. We thoroughly understand the important financial drivers and collateral issues of a wide range of industries/businesses. Our team will assist you in finding the right operational and financial solutions which will help obtain your operating cash flow needs and projected success. By understanding your operating goals, we can apply certain actions to improve current operating performance.

-Business Lender Advisory Services
-Debt & Line of Credit Restructuring
-Asset Based Examination of Collateral
-Workout Assitance
-Cash Flow Analysis
-Balance Sheet Analysis
-Marketing Analysis
-Identifying Benefits of Investment Capital vs. Bank Capital
-Expense Analysis to Identify Areas of Improvement
-Succession Planning
-Short/Long Term Transition Strategies